I am due first baby at xmas. I have VHI cover which will cover me for 3 nights in hospital. I have had friends that have stayed in public ward and friends that have had stayed in private, and the public ward friends said it was awful at night time when one baby started crying it woke the rest etc, the noise of visitors etc, no privacy etc etc. On the other hand, some of them had good craic and made some good friends. The private room means you have your privacy and own bathroom etc etc. I am a bit worried about fees however and am wondering if we would be better off keeping this money for the non-paid maternity leave? Im going to Drogheda. My cousin told me what her BUPA didnt cover, she claimed for on a med1 form and got most (except about €200) back - is this the case for everyone?