classychick
Registered User
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- 19
Last September we where approved for 365K credit on a new Mortgage - we received a loan offer letter to reflect this - unfortutely we where out bid - October another house came on market and again loan letter offer arrives for 375K (house pulled off market)...to cut along story short we viewd a house 2 weeks ago with the above price range - contacted bank and all was fine on giving asking price ect - we then put in offer - put down a booking deposit - happy as larry....you think!
Get a call from bank yesterday to say that the underwritters have come back to say we cant have it on the basis that there creteria has changed since October! Can they do this?? God I wouldnt have even looked at house never mind putting down offer if I thought this was going to happen!
Nothing has changed for us - salary/p60's/same employers/no debts ie. credit cards/car loans only the fact that we have about 10k more savings!
I really dont understand this - has anybody any experience of this happening to them.
Get a call from bank yesterday to say that the underwritters have come back to say we cant have it on the basis that there creteria has changed since October! Can they do this?? God I wouldnt have even looked at house never mind putting down offer if I thought this was going to happen!
Nothing has changed for us - salary/p60's/same employers/no debts ie. credit cards/car loans only the fact that we have about 10k more savings!
I really dont understand this - has anybody any experience of this happening to them.
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