poorrelative
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'8. at 66 I would become eligible for at least some percentage of the COAP based on my record. If this falls short, I think the latest circular 12/2024 implies that the Supplementary pension should make up that difference ?'
I am not sure this is correct. My understanding is that OSP is only paid at 60 and ends on your 66th birthday when the COAP kicks in. I think you do need so sign for PRSI credits until 66 to boost your COAP......that would be another 11 years for you so you should receive at least 38/40ths of the COAP.
What I am unsure about though is whether exhausting your 9 months of JSB before you reach 60 affects your eligibility for the OSP. I assume not given the last circular in 2024.
I am not sure this is correct. My understanding is that OSP is only paid at 60 and ends on your 66th birthday when the COAP kicks in. I think you do need so sign for PRSI credits until 66 to boost your COAP......that would be another 11 years for you so you should receive at least 38/40ths of the COAP.
What I am unsure about though is whether exhausting your 9 months of JSB before you reach 60 affects your eligibility for the OSP. I assume not given the last circular in 2024.