Due to me having a large income,and my wife having an awful credit record,all of our family's debts are in my name (25 k ish ).
Fast forward to 2011 and I now have an income of 68 euro a week and basically my wife is paying all our debts as they fall due out of her wages.
If /when a new bankruptcy law comes in here,there is supposed to be a facility for hopeless cases to have their debts discharged.
So,as my wife earns 40k would that have a bearing on my case(ie would the official assignee seek to apportion the debts between both of us)or is bankruptcy always an individual thing?
Fast forward to 2011 and I now have an income of 68 euro a week and basically my wife is paying all our debts as they fall due out of her wages.
If /when a new bankruptcy law comes in here,there is supposed to be a facility for hopeless cases to have their debts discharged.
So,as my wife earns 40k would that have a bearing on my case(ie would the official assignee seek to apportion the debts between both of us)or is bankruptcy always an individual thing?