Plan to switch bank

[Van der Hoop]

I am currently accepting the aib 2k cash back offer for FTB's. Got a fixed rate for 1 yr at 3.85% rolling onto a tracker of 1.1%. My LTV is 70% and i was told by NIB there shall be nothing to stop me moving provider in a year or two when we are on the tracker rate.

Seems like a good deal to me, take the cash incentive now and move to the best rate in the future - anybody spot any problems with this??