Hi all,
Just wondering if I can get access to the same index tracking funds through a personal pension for 0% contribution and 0.75% management fee, is there any reason I should look at a prsa which will have much higher chages to access the same funds?
Also, I spoke with an authorised adviser this morning. He began by telling me that prsas had a 5%/1% charge and that was it that no reduction could be found on this anywhere. I'm sure many of you here will know this is wrong! and it was "news to him" when I pointed it out. I would like to split my pension fund over a number of index tracking funds. I asked for advice on this and he said " we'll get the previous performance charts and see then". But pst performance does not etc... Does this seem to be poor or am I expecting too much for my money? Should I be moving on to another adviser?
Just wondering if I can get access to the same index tracking funds through a personal pension for 0% contribution and 0.75% management fee, is there any reason I should look at a prsa which will have much higher chages to access the same funds?
Also, I spoke with an authorised adviser this morning. He began by telling me that prsas had a 5%/1% charge and that was it that no reduction could be found on this anywhere. I'm sure many of you here will know this is wrong! and it was "news to him" when I pointed it out. I would like to split my pension fund over a number of index tracking funds. I asked for advice on this and he said " we'll get the previous performance charts and see then". But pst performance does not etc... Does this seem to be poor or am I expecting too much for my money? Should I be moving on to another adviser?