I was involved in a motor accident and i have had an initial no obligation meeting with a solicitor. He said I have a case but the insurer may claim contributory negligence on my part. If the insurance company do claim contributory negligence does it mean i have to go straight to court or can it still be solved via the injuries board? Would it make sense to bypass the solicitor first, lodge a claim with the injury board and if the insurance company claim contributory negligence go to a solicitor then?
Are insurance companies aware of whether the injured party is using a solicitor? I'd expect that the insurance company would be more likely to play hardball if dealing with the injured party directly as opposed to a solicitor. Would that be the case?
The injuries board told me i need to go to the driver directly as opposed to going to the insurance company. That seams strange to me, is that right? I was on a bicycle as opposed to driving a car. I'd find it much more stressful going to an individual as opposed to going to an insurance company.
If i do go to court and lose i'll be stuck with large legal and medical bills. Is this a regular occurance? Obviously it would be a complete disaster, it seams like a big risk to take to go to court.
Thanks for your help.
Are insurance companies aware of whether the injured party is using a solicitor? I'd expect that the insurance company would be more likely to play hardball if dealing with the injured party directly as opposed to a solicitor. Would that be the case?
The injuries board told me i need to go to the driver directly as opposed to going to the insurance company. That seams strange to me, is that right? I was on a bicycle as opposed to driving a car. I'd find it much more stressful going to an individual as opposed to going to an insurance company.
If i do go to court and lose i'll be stuck with large legal and medical bills. Is this a regular occurance? Obviously it would be a complete disaster, it seams like a big risk to take to go to court.
Thanks for your help.