Is it advisable to take personal accident insurance for children - if for example they are doing horse riding/scuba diving/surfing. Have the regular health insurance with Laya. Just wondering is that enough in the event of a serious accident.
Any advice appreciated. Thanks.
my daughter has one with Marsh Ireland for €7.50 a year through her school. Covers her 24 hours a day, I'm not sure if scuba diving would be covered on it. Maybe check if your school does something similar.
just looking at policy it excludes horse/pony racing or jumping and white water rafting, no mention of scuba diving. Policy is with Allianz