Hi,
Just Wondering if anybody can answer my question, it may seem ridiculous to some and obvious to others but here goes...
I am considering changing to a switcher account although I have an overdraft with BOI and I seem to be overdrawn all the time! would I need to clear my overdraft to change to a switcher account?
Also I have a personal loan and credit card with BOI would these need to be cleared??
Dee, I made the same switch about 2 yrs ago from BOI to Permanent Tsb and at the time I had a credit card, personal loan and overdraft also. I left my loan and credit card with them. Tsb set up the Direct debits to the loan account and the credit card. However as with any account, I would think that to close your account that you would need to settle it.
Yes they let you take the OD with you - I switched recently and had to bring my bank statements with me to show my overdraft in use and they matched what I had previously.