Hi there
I'm in the process of switching current accounts over to PTSB from AIB. I had the option of applying for an overdraft which I did, for €1500 as it would be handy from time to time. My account details arrived in the post today, and I've successfully set up my online banking, but I tested to see if I had an overdraft facility by trying to top up my phone online with a balance of €0, and it said "insufficient funds", so I'm wondering, how/when I'll know if my overdraft application was successful or not?
I have a credit card and a couple of small-medium loans totalling 5K and my base salary is in the 50-55K range, so I'm hopeful they'll give it to me but you never know with banks nowadays and I'd love to know how other people got on.
Thanks
I'm in the process of switching current accounts over to PTSB from AIB. I had the option of applying for an overdraft which I did, for €1500 as it would be handy from time to time. My account details arrived in the post today, and I've successfully set up my online banking, but I tested to see if I had an overdraft facility by trying to top up my phone online with a balance of €0, and it said "insufficient funds", so I'm wondering, how/when I'll know if my overdraft application was successful or not?
I have a credit card and a couple of small-medium loans totalling 5K and my base salary is in the 50-55K range, so I'm hopeful they'll give it to me but you never know with banks nowadays and I'd love to know how other people got on.
Thanks