Hi there
I'm in the process of switching current accounts over to PTSB from AIB. I had the option of applying for an overdraft which I did, for €1500 as it would be handy from time to time. My account details arrived in the post today, and I've successfully set up my online banking, but I tested to see if I had an overdraft facility by trying to top up my phone online with a balance of €0, and it said "insufficient funds", so I'm wondering, how/when I'll know if my overdraft application was successful or not?
I have a credit card and a couple of small-medium loans totalling 5K and my base salary is in the 50-55K range, so I'm hopeful they'll give it to me but you never know with banks nowadays and I'd love to know how other people got on.
Thanks