Came off a fixed rate from PTSB a month or two ago and they offered us a variable rate of 4.15%. (Luckily there was the offer of an ECB+3.25% tracker as the terms said they had to offer us a tracker after the fixed period - a crappy tracker but at least it's one all the same so we took it instead)
That variable rate offer of 4.15% sounds very high compared to what people are saying is the normal of 3.x% of other banks.
Can anyone tell me what variable rates they are on with PTSB? To me 4.15 sounds like a tough starting point for people seeing as they are possibly going to raise twice by end of year.
(House has LTV > 80% (in negative equity))
That variable rate offer of 4.15% sounds very high compared to what people are saying is the normal of 3.x% of other banks.
Can anyone tell me what variable rates they are on with PTSB? To me 4.15 sounds like a tough starting point for people seeing as they are possibly going to raise twice by end of year.
(House has LTV > 80% (in negative equity))