Roscommon46
New Member
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I'm new here...go easy on me. Just found the site this evening.
Looking for some guidance/ direction.
Have mortgage with Pepper. It was originally with Bank of Scotland.
290,000 left on mortgage. 20 more years left (2044). Rate 4.5 percent. House value 350,000. No arrears
I'm crippled financially trying to pay it every month 1,840 is the repayment.
I've no life because my salary is all going on mortgage, car loan etc.
I promised myself that I would explore my options this year. I would love to reduce the repayments. I have a bad credit report though. I defaulted on a loan years ago.
Any advice welcome
Looking for some guidance/ direction.
Have mortgage with Pepper. It was originally with Bank of Scotland.
290,000 left on mortgage. 20 more years left (2044). Rate 4.5 percent. House value 350,000. No arrears
I'm crippled financially trying to pay it every month 1,840 is the repayment.
I've no life because my salary is all going on mortgage, car loan etc.
I promised myself that I would explore my options this year. I would love to reduce the repayments. I have a bad credit report though. I defaulted on a loan years ago.
Any advice welcome