Mr peabody
Registered User
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- 33
Apologies if not the correct Template.
I currently have a 12 year old Mortgage with pepper for €300K + €80K arrears.
€1000 being paid very regularly for several years adding up to about €180K in total repaid.
They proposed in April 2017 that if we could acquire funds they would take full and final settlement for market value of the house of €170k.
It was June 2018 before we got access to money and we were only able to obtain €100k which they declined.
They in turn offered us a very unfavorable split mortgage which I in turn declined-they appeared irate over this at the time.
January of this year we sent them in an offer with proof of funds for €150K with the house revalued (generously) ay €190K.
As of today facing September 1St no decision has come from Pepper.
In may I was advised to stop payments which I did a this has not even recieved a phone call.
I have rang every Friday since April to see if there has been any decision and I get the same Generic answer every time that the team that deals with this hasn’t got a chance to look over it.
I have had ABSOLOUTELY NO correspondence from their side since January in the line of either letters or a phone calls.
My question is are they building a case against me or is there something amiss at their side???
They have completely failed to engage with us for years and quiet Frankly I’m at the end of my tether with it all.
Apologies again for lack of structure in post but all help greatly appreciated.
I currently have a 12 year old Mortgage with pepper for €300K + €80K arrears.
€1000 being paid very regularly for several years adding up to about €180K in total repaid.
They proposed in April 2017 that if we could acquire funds they would take full and final settlement for market value of the house of €170k.
It was June 2018 before we got access to money and we were only able to obtain €100k which they declined.
They in turn offered us a very unfavorable split mortgage which I in turn declined-they appeared irate over this at the time.
January of this year we sent them in an offer with proof of funds for €150K with the house revalued (generously) ay €190K.
As of today facing September 1St no decision has come from Pepper.
In may I was advised to stop payments which I did a this has not even recieved a phone call.
I have rang every Friday since April to see if there has been any decision and I get the same Generic answer every time that the team that deals with this hasn’t got a chance to look over it.
I have had ABSOLOUTELY NO correspondence from their side since January in the line of either letters or a phone calls.
My question is are they building a case against me or is there something amiss at their side???
They have completely failed to engage with us for years and quiet Frankly I’m at the end of my tether with it all.
Apologies again for lack of structure in post but all help greatly appreciated.