My mortgage was with Bank of Scotland Ireland. When Bank of Scotland Ireland closed my mortgage was transferred to Scotland. It was then sold and transferred to Pepper in 2018 or 2019. I asked Pepper who now owns my mortgage and they won't tell me other than they service it. There was a suggestion that Pepper actually own the mortgages that were sold by Bank of Scotland at that time but I can't verify this. Is there any legislation that would allow me to find out who now owns my mortgage such as freedom of information? In the UK I believe the mortgage service company has an obligation to tell you who owns your mortgage if you request this information.