Last edited: 2 Dec 2018 I usually am. If you look at my posts on other topics they are factual, reference external sources, contain advice in areas I have either professional or personal experience. Here, the OP said a financial institution asked him to provide documentation to allow it to comply with its legal obligations under specified anti-money laundering and anti-terrorist financing legislation. In this forum he then received various anonymous advice which, if followed, could have the effect of hindering the financial institution in complying with its legal obligations. The legislation, while complex, is not particularly difficult to understand, and contains provisions for the identification and verification of customers. I think we would all agree that money laundering /terrorist financing are serious issues. The requirements placed on customers do not appear to be particularly onerous, so why would anyone advise the OP not to comply with them? The fact that the OP's identity was already confirmed with the Leeds Building Society is irrelevant. He's now dealing with Pepper, a different financial institution.