Hi, I got a letter from Pepper to say my fixed rate is now over and is gone up to 7.2%.My mortgage was sold from PTSB. I ran into difficulty when my ex husband walked away from paying and I could only afford my half as I had to support my two children and the house.I did go through insolvency about 5 years ago, and an agreement was made throught the courts ,but it seems that has gone by the wall. My repayments are gone from 650 euro before Christmas to just 1000 euro now.Anyone know is there any one I can talk too.i will ring pepper tomorrow, but probably won't get much help. Thank-you.