Hi there. I am in my mid-30s and will be moving abroad next year. The plan is to settle in Australia long-term. In terms of pensions, I am really unsure as to what the situation will be/the best course of action to take before I leave. I don't have big investments (apart from the small pension pots, there's just a house mired in negative equity!). Currently, I have a Horizon Plan buy out bond with Aviva, worth around €40,000 (it was initially worth €33,000). That was established from my first pension scheme. I haven't paid into it since I left that job . I am now paying in a scheme (managed by Zurich) with my current employers that is worth around €12,000. Not paying in much, as I can't afford to. Just wondering if anyone had any advice on what to do pension-wise when I leave my current job? I will probably seek to talk to a financial adviser soon.