Possibly a commonly considered query so bear with me, I am signed up with my employer’s pension scheme that is managed / administered by one of the big pension firms who offer approx 20 different funds that can be invested in. Do other people actively track performance of funds etc and swap between them based on performance or do they blindly stick to a long term strategy?
The fund fact sheets seem to show monthly performance up to March 2022, and then show a YTD performance number which makes it difficult to actively track performance. Is there a way to get more regular updates?
Taking the last 6 months into account, where the funds my pension is invested in took a decent hit and continue to do so, should I consider an index linked fund for a few months until things settle a bit? It would be less risky but it doesnt make much sense sticking with funds that have been performing poorly due to market instability. Thanks.
The fund fact sheets seem to show monthly performance up to March 2022, and then show a YTD performance number which makes it difficult to actively track performance. Is there a way to get more regular updates?
Taking the last 6 months into account, where the funds my pension is invested in took a decent hit and continue to do so, should I consider an index linked fund for a few months until things settle a bit? It would be less risky but it doesnt make much sense sticking with funds that have been performing poorly due to market instability. Thanks.