I'm 4 years into a 15 yr mortage at 3%. (11 yrs remaining). (6 months remaining on current fixed term and quoted €275 to exit fixed term cntract).I have savings available which would enable me pay off the remaining €120 k approx with a bit left over for a rainy day. I have no other debts. Should I pay it off or should I do something else? I'd be nervous about investing. Paying off now would allow me save for my young family's future. Advice appreciated.