Age 33
Income 204 pw disability -short term
Partner 42
Income c 46k net
Life insurance: Yes
Partners Credit Card debt currently 7k
Cleared monthly: no
My Credit Card Debt 2k
Cleared monthly 50%
PDH Mortgage : 190k
Value 260k
Rate fixed for another 3 years 5.29%
Investment property
Value 200k
Interest only
Rental Income 500e covers mortgage
Credit union Loan 12k
Children 2
Ages 3 & 10
We are just about surviving. We temporarily separated last year & during that time he took out the loan & when those funds ran out he used his credit card. He spent the money on an expensive hobby.
We applied for a new CC Tesco refused us & the other institutions all seem to want c/a statements. There are unpaids on these.
Despite appeals the Credit Union will not lend us anymore and I cannot ask for a loan from my family. He wont talk to me about this situation he says his mind is bogged down with figures all day and doesn't need this. In his opinion everyone is in this situation and so is acceptable.
We are not married & do not share any a/c's.
Reading this I know I sound and perhaps am putting the blame on him, but he has been providing for me since I left work. We need to work this out.
Income 204 pw disability -short term
Partner 42
Income c 46k net
Life insurance: Yes
Partners Credit Card debt currently 7k
Cleared monthly: no
My Credit Card Debt 2k
Cleared monthly 50%
PDH Mortgage : 190k
Value 260k
Rate fixed for another 3 years 5.29%
Investment property
Value 200k
Interest only
Rental Income 500e covers mortgage
Credit union Loan 12k
Children 2
Ages 3 & 10
We are just about surviving. We temporarily separated last year & during that time he took out the loan & when those funds ran out he used his credit card. He spent the money on an expensive hobby.
We applied for a new CC Tesco refused us & the other institutions all seem to want c/a statements. There are unpaids on these.
Despite appeals the Credit Union will not lend us anymore and I cannot ask for a loan from my family. He wont talk to me about this situation he says his mind is bogged down with figures all day and doesn't need this. In his opinion everyone is in this situation and so is acceptable.
We are not married & do not share any a/c's.
Reading this I know I sound and perhaps am putting the blame on him, but he has been providing for me since I left work. We need to work this out.