I own a house in Dublin and got an owner occupier mortgage as it was my primary residence. Since then I have left Ireland for work reasons and I am currently renting out the property.
1. Do I have to declare this to the bank? I lived there for about the first 5 years
2. If I want to remortgage to release some funds, will I have to change to a Investment Property mortgage?
I will eventually move back to Ireland with my family so it will be my primary residence again, is this a consideration when getting a mortgage? Reason being I want an owner occupier mortgage with lower rates.....
1. Do I have to declare this to the bank? I lived there for about the first 5 years
2. If I want to remortgage to release some funds, will I have to change to a Investment Property mortgage?
I will eventually move back to Ireland with my family so it will be my primary residence again, is this a consideration when getting a mortgage? Reason being I want an owner occupier mortgage with lower rates.....