We're lucky enough to have between 25 -30k a year to "invest". However we can't see that there's any better use for this cash than to overpay the mortgage, even if our LTV is already relatively healthy.
- Home value: 825-850k
- Mortgage outstanding: 415k, 27 yrs
- Rate: 2.6%
- Age: 38 (both)
- Combined earnings: 210k
- No other debt
- Emergency fund in place (6 months)
- Maximising pension AVCs (both at 20%)