F
fatherdougalmaguire
Guest
Are banks (BOI in our case) permitted to give you an overdraft without you actually asking for one? Herself recently got a Laser card and it seems, without her asking, she was granted an overdraft. As far as I remember there's a €15.20 charge for this facility.
I know that it's probably a simple matter of just ringing up and asking them to terminate the overdraft facility but maybe others aren't aware that they have been given an overdraft facility and may well be stung for it. I don't have a Laser card application to hand so I can't see if it's part of the agreement.
I know that it's probably a simple matter of just ringing up and asking them to terminate the overdraft facility but maybe others aren't aware that they have been given an overdraft facility and may well be stung for it. I don't have a Laser card application to hand so I can't see if it's part of the agreement.