casperjack
Registered User
- Messages
- 39
Hi
Just wondering if anyone can give me some advice.
My bank account is with AIB and my account is always overdrawn. A few years back I got an overdraft limit of €1000 agreed. But I used it up in a few months, with the result now that my account is always in overdraft for the full €1K. It clears every time i get paid, but it is always ran back up to the 1k in no length of time, due to all the bills hitting
I was just wondering if I would be better off getting a loan and paying the overdraft off. It just seems that I am always getting letters about bank account charges and interest been debited to my account.
Would my best option be to get a loan to clear the overdraft and move my banking to permanent tsb who offer free banking? any advice??
Sorry for such the long winded post.
Regards,
Casperjack
Just wondering if anyone can give me some advice.
My bank account is with AIB and my account is always overdrawn. A few years back I got an overdraft limit of €1000 agreed. But I used it up in a few months, with the result now that my account is always in overdraft for the full €1K. It clears every time i get paid, but it is always ran back up to the 1k in no length of time, due to all the bills hitting
I was just wondering if I would be better off getting a loan and paying the overdraft off. It just seems that I am always getting letters about bank account charges and interest been debited to my account.
Would my best option be to get a loan to clear the overdraft and move my banking to permanent tsb who offer free banking? any advice??
Sorry for such the long winded post.
Regards,
Casperjack