Over paying mortgage - 1 direct debit?

PeggyBetty27

Registered User
Messages
3
Probably a very basic question but I currently overpay my mortgage each month by €50.
It goes out as one direct debit. Should it go out as 2 - regular payment and the €50? Do I need to ask bank to put the €50 off the principal or is the extra €50 just going off interest? Confused.
 
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