Outsurance = Annoying Messers
- Thread starter mathepac
- Start date
They need to cover their fixed costs with the people paying book rates, but then they're able to price on a marginal basis, if pushed.
Is that not dual pricing (for the exact same benefit)?
Could be useful when using a Gmail address where dots in the name are not significant.
Dots don't matter in Gmail addresses - Gmail Help
If someone accidentally adds dots to your address when emailing you, you'll still get that email. For example, if your email is johnsmith@gmail.com, you own all dotted versions of your address: jo
support.google.com
That was on 02/07/2025, the bit in quotes below arrived this morning 14/072025, almost two weeks later.
Why and how? The line was obviously very bad that day and/or my instructions were unclear and took that length of time to sink in and action.
Beware.
"Dear mathepac
We wish to confirm that your personal data have been erased.
Yours sincerely
DPO
| Tel: 1800 600 400 Email: dpo@outsurance.ie | ||
| ||
| OUTsurance DAC trading as OUTsurance is regulated by the Central Bank of Ireland. Registered in Ireland No. 724743. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 TF72. Unauthorised dissemination, distribution, or reproduction, whether direct or indirect, of this email and its attachments is strictly prohibited and may be unlawful. If you have received this email in error, please promptly notify the sender, delete the message, and eliminate any copies from your systems. Additionally, the recipient is advised to check this email and any attachments for potential viruses. The company disclaims any responsibility for damage caused by any virus transmitted through this email." |
After many emails:
When offering insurance all insurers set their own acceptance criteria and terms and conditions. Our criteria are based on confidential actuarial, statistical, commercial, and underwriting factors. Some acceptance criteria are commercially sensitive and would require you to enter your details to be considered for a quote. The purpose of the quotation process and questions is to confirm if we can offer a quotation on the risk presented to us. This applies to motor and home insurance.
Can you give me some examples of acceptance criteria that would be commercially sensitive?
- Risk assessments and why a risk may be declined (vehicle, driver details, claims, etc)
- Rating factors and how gross premiums are calculated (Pricing strategy)
- Internal claims data
What you raised was a "right to be forgotten" request under GDPR legislation. Companies normally have 1 month to complete this exercise so to do this within 2 weeks is actually not bad
Not defending Outsurance but those type of requests can be a pain from a technical perspective because the company has to go through everything, then check it is done, then certify to you that it is done It's not a question of simply going in to hit delete as data can be stored across multiple systems, back ups etc etc
Of course you could have fun now and ask them to provide report of all the data they store on you. Obviously it should be nil but....
I purchased car insurance when I lived in Sweden a few years ago. You provide them with your "personnummer" akin to your PPS number. That is all the details you provide and they quote you. All information is centrally managed, car registrations, penalty points etc. and accessible by the companies. Fantastic public administration over there.