Can you give us the figures?I was told that a few hundred Euro extra each month for someone on my salary wasn't that much and couldn't have caused the impact it did.
Thank you for that adviceHi Suzanne,
I want to reassure you that you're not on your own in your experiences with the Lower UB Appeals Panel. I'm afraid I have had similar experiences with the Oral Hearing and I've yet to hear the outcome of my Appeal. BDO themselves told me more than once on the phone that it was to be an 'informal chat' their exact words. Nothing could have been further from the experience I had.
First of all I'd suggest that you write a letter outlining your experiences to both The Central Bank (FAO Derville Rowland) and the Finance Committee if you haven't already. I wrote to the panel explaining how I felt after the hearing and received a letter from them this week that can only be described as a chastisement. If I wasn't so far along in the process I'd be pulling out immediately but I feel like I've got this far so I have to stick it out.
I understand you're tired but you have 6 months from the date of the Appeals Panel ruling to accept or decline the offer. The FSPO is due to publish the first tranche of tracker complaints this month. It would do you no harm to hold off until the complaints are published and then you can make an informed decision on whether to move to the FSPO or not.
It's interesting that rather than answer the question, the OP just deleted her post.Can you give us the figures?
I have made this argument as well.
If someone had a net pay of €2,000 a month and were overcharged €1,000 a month, they were deeply impacted.
If someone had a net pay of €5,000 a month and were overcharged €500 a month, they were not deeply impacted.
Thanks. Is it the panels decision then if there's no queries or do they have to consult with UB first? And are they restricted in how much they award?
Thank you, unfortunately as a result of this debacle you are wealth of knowledge
Hi there,Can I please ask what exactly the oral hearing is about. Do they ask much questions & are Ulster Bank also going to be present ?