Options with SPSPS

Officer

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Hi all,

Having joined local government just over 2 years ago I will still have at least another 20 years to retirement. First timer in the SPSPS.

I have a PRSA €10k and Private Pension €110k from previous employments. I have received a Transfer Value quotation for Annual Pension and Lump Sum purchase from MyPay.

(1) Timewise left in career, is now a good time to transfer in the whole lot?
(2) Is an AVC a better option for the funds at this stage?

Appreciate your advice. Thanks.
 
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