S
susanmcna
Guest
Hi there,
I am reviewing my life assurance cover as it is due in March and would love to decrease our monthly direct debit. I would welcome any comments or suggestions as to whether this is possible without adversely affecting our cover.
Myself and my husband have 3 children aged 11, 9 and 6. I am a stay at home mum. Husband earns circa 60,000, public sector. He has income protection. We have a mortgage of circa 130,000 and have no other debts. We have no savings.
We took out Life Assurance with E**le S**r ten years ago. It is indexed linked.
My husband is insured for 422,130 euros, serious illness (stand alone) at 140,711 euros.
I am insured for 422,130 euros, serious illness (stand alone) at 211,065 euros. His dad died of bowel cancer age 60 hence the difference in our serious illness cover.
We pay 276e per month up from 257e (2009) and 234e (2008).
Anyone know if this is good value for money? Thanks in advance, Sue
I am reviewing my life assurance cover as it is due in March and would love to decrease our monthly direct debit. I would welcome any comments or suggestions as to whether this is possible without adversely affecting our cover.
Myself and my husband have 3 children aged 11, 9 and 6. I am a stay at home mum. Husband earns circa 60,000, public sector. He has income protection. We have a mortgage of circa 130,000 and have no other debts. We have no savings.
We took out Life Assurance with E**le S**r ten years ago. It is indexed linked.
My husband is insured for 422,130 euros, serious illness (stand alone) at 140,711 euros.
I am insured for 422,130 euros, serious illness (stand alone) at 211,065 euros. His dad died of bowel cancer age 60 hence the difference in our serious illness cover.
We pay 276e per month up from 257e (2009) and 234e (2008).
Anyone know if this is good value for money? Thanks in advance, Sue