VHI Older couple trying to reduce costs.

Discussion in 'Health Insurance and healthcare costs' started by peking97, 13 Jan 2019.

  1. peking97

    peking97 Registered User

    Both in our mid to late sixties. Currently on VHI HealthPlus Excess costing €1734 each and considering Laya Simply Connect costing €1100 so giving a combined saving of over €1200!
    I can't see any drastic drop in cover by moving to Laya but is there something I'm missing?
    Would appreciate any comments/suggestions please.
  2. snowyb

    snowyb Frequent Poster


    No, there's nothing missing, I would highly recommend this plan as I am also on this myself.

    Just to also mention Laya Simplicity plan; price 1231pa if you want to include full cover for a private room in a private hospital.
    Details as follows;
    Simplicity plan; price 1231pa; all public, private(including private room fully covered), and 3 hi-tech hospitals covered, private/hi-tech excess
    100 x 2 max per year for all admissions (regardless of how many you have), no excess to pay in any public hospital. Good day to day cover
    included, - the first 100 not allowed, similar to your current plan. If a private room is not important to you, then Simply Connect plan is the
    better option.


    Regards Snowyb
  3. peking97

    peking97 Registered User

    Thanks Snowyb for the info.