Hi All,
I had a loan with Halifax which i took out around 2008. Like a lot of people i got into financial trouble during the crash and had 3 loans outstanding totalling 70000, one of which was the Halifax loan. I always maintained my payments all be it at an agreed reduced rate. The other 2 loans are now cleared but the halifax loan is causing me huge problems as it was passed on and sold several times.
It originally was a Halifax loan but when they left Ireland in 2010 , the loan was given to Ivor Fitzpatrick to collect, which i did. Around 2013 the loan was sold to Bluestone finance as part of a loan book sale, but i continued to pay Ivor Fitzpatrick as requested. Then in late 2015 the loan was sold to Cabot financial so i started to pay them.
I applied for a loan in mid 2019 but was refused because of a bad ccr. I looked into it and discovered incorrect information on my ccr. Cabot dont agree and refuse to correct my ccr.
Has anyone else gone through this with a halifax loan that was sold to bluestone and then on to cabot ? Was your ccr ok ?
Many thanks from new member
I had a loan with Halifax which i took out around 2008. Like a lot of people i got into financial trouble during the crash and had 3 loans outstanding totalling 70000, one of which was the Halifax loan. I always maintained my payments all be it at an agreed reduced rate. The other 2 loans are now cleared but the halifax loan is causing me huge problems as it was passed on and sold several times.
It originally was a Halifax loan but when they left Ireland in 2010 , the loan was given to Ivor Fitzpatrick to collect, which i did. Around 2013 the loan was sold to Bluestone finance as part of a loan book sale, but i continued to pay Ivor Fitzpatrick as requested. Then in late 2015 the loan was sold to Cabot financial so i started to pay them.
I applied for a loan in mid 2019 but was refused because of a bad ccr. I looked into it and discovered incorrect information on my ccr. Cabot dont agree and refuse to correct my ccr.
Has anyone else gone through this with a halifax loan that was sold to bluestone and then on to cabot ? Was your ccr ok ?
Many thanks from new member