I will be due to claim for above later this year when I reach the age of 66. I have an occupational pension My wife has no income. We have deposits (over 100k) in joint names. The source of these deposits come solely from me being a redundancy package. Do I have to declare these in my claim for OAP and will that impact the increase for my wife. Should we transfer the deposits into my sole name before submitting a claim? Do the Dept cross check to see if deposits are held? Do the department take into consideration the source of the deposits? Any advice would be welcome.