Hi all,
I am looking to find out if any banks nowadays are still offering offset mortgages (where the money held in a current account is set off against the mortgage for the purposes of computing the interest due).
I have been asking the question of BOI but can't get a straight answer and they just keep offering to 'allow' me make lump sum payments against the mortgage but that's not the same thing (or what I'm after).
Grateful for any help the forum members can offer.
I am looking to find out if any banks nowadays are still offering offset mortgages (where the money held in a current account is set off against the mortgage for the purposes of computing the interest due).
I have been asking the question of BOI but can't get a straight answer and they just keep offering to 'allow' me make lump sum payments against the mortgage but that's not the same thing (or what I'm after).
Grateful for any help the forum members can offer.