Now Might Be A Good Time to Lock at 3.06%

[oldnick]

Yes -studied Brendan's key post, looked at latest rates and can't see any point in keeping money on deposit (assuming one is liable to DIRT/PRSI) rather than pay off tracker.

Good idea to double -check bank allows one to take "a payment holiday" if one has paid lump sum ahead, but later finds need for some urgent cash.

 

[Lightning]

Still no sign of the new PTSB rates that multiple people said would come into force as at yesterday.

The 3.00% Online Fixed Term rate is still available online today.

Probably just a case of timing. Maybe, PTSB are now waiting until Tuesday to adjust their rates.

 

[Lightning]

Bizarre.

After PTSB letting the world know that they were going to reduce rates last Thursday/Friday ... nothing happened. Again today, the rates are the same on the PTSB website.

I wonder did PTSB have a change in heart or will we see the rate change in the coming days.

 

[Sue Ellen]

Bizarre.

They're watching you [broken link removed]

 

[Firefly]

Bizarre.

After PTSB letting the world know that they were going to reduce rates last Thursday/Friday ... nothing happened. Again today, the rates are the same on the PTSB website.

I wonder did PTSB have a change in heart or will we see the rate change in the coming days.

Saying one thing and doing another - that fits nicely with their current "Back to basics" advertising campaign then

 

[Brantford]

Permanent TSB

The deposit interest rate of 3.06% offered by Permantent TSB ends tomorrow. I understand the new rate will be 2.65%

 

[Gervan]

Interest first for 12 months on €10,000 or more reads 2.7%

12 month online savings 2.65% for €5,000 and more


https://www.permanenttsb.ie/media/p...ates/permanent-tsb-Deposit-Interest-Rates.pdf

 

[Lightning]

Thanks Gervan, best buys updated.

Goodbye 3%+ fixed deposit rates for personal accounts.