thepiedpiper
Registered User
- Messages
- 2
Hi everyone,
Just wondering if anyone else believes we might have a case as part of the tracker scandal and if so, how and to who do we bring it up with given there has now been 2 banks in the process.
We took out our loan in 2006 with NIB. We took it at a 60% LTV and split 50% 3 year Fixed Tracker (yes - it was called a fixed tracker) and 50% Variable Tracker - with the understanding (could have been a verbal agreement, written on a piece of paper or in an email somewhere - we emigrated for work in 2013 so things have been lost) that the Fixed would roll over into the tracker at the end of the period.
Surprise, surprise it did not, because in 2010 we were no longer at 60% LTV due to housing crash it went to variable rate. We were not given any option on this.
NIB has since pulled out of the market and our mortgage has been sold to Danske and then recently sold to Pepper or its affiliates.
So what do people think. Is there a case? Who do we contact? How do we go about it?
Thanks for you help.
Just wondering if anyone else believes we might have a case as part of the tracker scandal and if so, how and to who do we bring it up with given there has now been 2 banks in the process.
We took out our loan in 2006 with NIB. We took it at a 60% LTV and split 50% 3 year Fixed Tracker (yes - it was called a fixed tracker) and 50% Variable Tracker - with the understanding (could have been a verbal agreement, written on a piece of paper or in an email somewhere - we emigrated for work in 2013 so things have been lost) that the Fixed would roll over into the tracker at the end of the period.
Surprise, surprise it did not, because in 2010 we were no longer at 60% LTV due to housing crash it went to variable rate. We were not given any option on this.
NIB has since pulled out of the market and our mortgage has been sold to Danske and then recently sold to Pepper or its affiliates.
So what do people think. Is there a case? Who do we contact? How do we go about it?
Thanks for you help.