I'm an actuary with 10 years experience. Most recently I was a self-employed contractor (director of a ltd company) from 2011 to 2015, full time from 2015 to 2017 and limited company again (a different one) from Jan 2018 to present. I'm highly employable and earn a very nice salary but I've been turned down by the major mortgage lenders as I only have one years accounts with my new limited company. They won't take into account any of my historic roles/salaries. They'll lend on the back of my wife's modest salary but that's it. What can I do? I only need 2 or 2.5x my income and I have a 20-30 % deposit depending on the house. I'm literally the best risk a mortgage book could possibly acquire.