In fairness the lady on the programme this week suffered ill health so couldn't work and then went through a separation. I think she showed the anxiety associated with debt and felt so vulnerable. I thought the teachers were irresponsible with money but this woman was a different case. Could happen anyone!
New RTE programme "How to be Good with Money"
- Thread starter Brendan Burgess
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RETIRED2017
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She is working and spending her own money ,
No I didn't miss the point, you have to be a woman to understand
Could you please explain it to me from a woman's point of view because obviously as a man I've missed the point that Protocol was trying to make ???
I didn't make the original comment and I'm not a woman.... But I would like to point out that €30/21= a trivial €1.42 a day spent on these controversially extravagant eyelashes.
Society judges everyone on their presentation and appearance, even more so if you are a woman. Looking well helps us to feel more confident and generally feel better about ourselves, especially in a public facing job.
People should have some sense, empathy and understanding.
* PS Cervelo that's not directed at you or anyone else on here - General statement....
I agree with you somewhat but where do you draw the line on the "Sense, empathy and understanding" ??
Nobody is saying this woman has had an easy life even though it can be argued she is the author of her own misfortune
Nobody is saying that this woman shouldn't spend some of her hard earned cash on herself, we all need a bit of me, me, me spending.
This woman went on a show to sort out her financial problems with three goals secure her home, pay her debts and put money aside for her future retirement in ten years
Eoin had showed her this is all possible, her house sorted for the rest of her life, all debt paid off in six years and if she watches her spending she will also have a nest egg saved by retirement
But guess what happened at the end of the show, Eoin was questioning her "me, me, me" spending and the fact that it had increased and that she has no control over it
It wasn't just the eyelashes, there was also the "favourite soap and hand creams" the "nights on the tear with the girls" and the fact that she spends cash in her wallet without knowing where she is spending it
The eyelashes as you pointed out may only cost €1.42 a day but in the ten years to her "retirement" she can look forward having €5200 less in the savings account
Nobody is saying this woman has had an easy life even though it can be argued she is the author of her own misfortune
Nobody is saying that this woman shouldn't spend some of her hard earned cash on herself, we all need a bit of me, me, me spending.
This woman went on a show to sort out her financial problems with three goals secure her home, pay her debts and put money aside for her future retirement in ten years
Eoin had showed her this is all possible, her house sorted for the rest of her life, all debt paid off in six years and if she watches her spending she will also have a nest egg saved by retirement
But guess what happened at the end of the show, Eoin was questioning her "me, me, me" spending and the fact that it had increased and that she has no control over it
It wasn't just the eyelashes, there was also the "favourite soap and hand creams" the "nights on the tear with the girls" and the fact that she spends cash in her wallet without knowing where she is spending it
The eyelashes as you pointed out may only cost €1.42 a day but in the ten years to her "retirement" she can look forward having €5200 less in the savings account
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By the end of the programme I don't think Eoin had much hope that she was going to change her ways. He was clutching at straws when he was summarising the improvements e.g. she is now talking to her housing agency. However it is up to her how she chooses to live her life.
I don't think they would have been surprised though. The lady was proud to say that she had engaged with the credit union for the last ten years about her loans. Without a hint of embarrassment she then added that she had not made any repayments in that time.
Wrong wrong wrong. If you have debt and are overspending you cannot justify this type of spending on frivolities no matter what your job is or for other spurious reasons like feeling good. Find something free to do instead.
People should have sense about spending what they earn and paying back their debts. It's got nothing to do with empahty and understanding. If she is not paying the credit union than she's impacting the credit unions bottom line and those who are paying their debts as agreed. And if she continues she's digging herself an even worse financial mess.
(I've no issue with a CU doing a deal or cutting slack to anyone who falls on hard times)
Agreed,
Are people who forgo the spending on luxury items in order to repay debt celebrated? No, this is what is expected of people who take out loans.
This whole idea of people getting a pat on the back for revisiting debts that has been ignored for years whilst overspending on non essential items is pure Ludacris.
HollowKnight
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For some reason this week's programme didn't record with my Virgin media box. Just watching it now through playback option.
Wonder how many others didn't auto record through series link?
Wonder how many others didn't auto record through series link?
Interesting show this week, glad to see that we have a couple that can live within their means but at the same time am a little shocked at how bad their understanding of microeconomics is
Is this not something that is or should be thought to our kids in school ??
Is this not something that is or should be thought to our kids in school ??
Steven Barrett
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Or by their parents.
How a parent acts with money has a huge influence on how a child acts with money as they get older. Being taught about money in school will be pointless if they go home and mum & dad are constantly buying stuff that they don't need or never say no to a child's request for a new toy.
Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
SoylentGreen
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Did I hear that the couple plus one child were spending €800 per month on food?
Both myself and my wife struggle to spend the €50 per week in Dunnes Stores to get the €10 cashback.
Both myself and my wife struggle to spend the €50 per week in Dunnes Stores to get the €10 cashback.