Negative equity mortgage

Hdavid

Registered User
Messages
2
My wife and I have applied for a new mortgage to include our negative equity and the bank has come. Back 3 times and asked for a resubmission . latest figure is 9k less than what we need. We could borrow the 9k but can't understand why we are being asked for this figure . bank manager won't give us straight answer
.we earn 105k combined and have loans of c.30k . can anyone shed light
 
180k housr
27 negative
Dep and stamp duty are part of 30k savings
189k apllied for
Told to resubmit for 180k
Shortfall 9k
Wages 105k combined
Loan total 30k
Saving 1k pm in credit union
 
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