stephen1381
Registered User
- Messages
- 162
Age: 30
Spouse’s/Partner's age: 29
Monthly take-home pay 1500 / Wife 1000
Type of employment: Private sector
In general are you:
(a) spending more than you earn, or
Rough estimate of value of home 95000
Amount outstanding on your mortgage: 190,000
What interest rate are you paying? 2.5% but this has increased, not sure by how much as I live abroad
Other borrowings –
car loan 125 p.m
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card? 3600
Savings and investments: 2000 approx
Do you have a pension scheme? No
Do you own any investment or other property? Relucatant landlord. Rent received 525 per month
Ages of children: None
Life insurance: Yes
Monthly outgoings
Mortgage 781
Rent 666
Car loan 125
Electricity & water 35
Internet 24
Agency fees 33 euro
With holding tax as a landlord living abroad 91 euro
What specific question do you have or what issues are of concern to you?
Currently living and working abroad. Trying to think outside the box to come up with solutions to cut costs. I thought about trying to move back to Ireland but its difficult to apply for jobs from abroad. My Wife is a non EU national so she wouldn't be allowed work in Ireland for the first 12-18 months if I did manage to get a job back home.
So I may be stuck abroad for a while, finding a cheaper place to rent isn't and option at the moment as there is one year left on the lease for our apartment and we have to pay up if we break it. Need to keep the car as I have a long commute, public transport is a disaster here.
Anyone got any ideas or tips as to how to apply for jobs from abroad. I live in the Middle East and finding another job is a no go because of visa restrictions.
Or even come up with other ideas.
Thanks
Spouse’s/Partner's age: 29
Monthly take-home pay 1500 / Wife 1000
Type of employment: Private sector
In general are you:
(a) spending more than you earn, or
Rough estimate of value of home 95000
Amount outstanding on your mortgage: 190,000
What interest rate are you paying? 2.5% but this has increased, not sure by how much as I live abroad
Other borrowings –
car loan 125 p.m
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card? 3600
Savings and investments: 2000 approx
Do you have a pension scheme? No
Do you own any investment or other property? Relucatant landlord. Rent received 525 per month
Ages of children: None
Life insurance: Yes
Monthly outgoings
Mortgage 781
Rent 666
Car loan 125
Electricity & water 35
Internet 24
Agency fees 33 euro
With holding tax as a landlord living abroad 91 euro
What specific question do you have or what issues are of concern to you?
Currently living and working abroad. Trying to think outside the box to come up with solutions to cut costs. I thought about trying to move back to Ireland but its difficult to apply for jobs from abroad. My Wife is a non EU national so she wouldn't be allowed work in Ireland for the first 12-18 months if I did manage to get a job back home.
So I may be stuck abroad for a while, finding a cheaper place to rent isn't and option at the moment as there is one year left on the lease for our apartment and we have to pay up if we break it. Need to keep the car as I have a long commute, public transport is a disaster here.
Anyone got any ideas or tips as to how to apply for jobs from abroad. I live in the Middle East and finding another job is a no go because of visa restrictions.
Or even come up with other ideas.
Thanks