C
cazzy
Guest
Hi all
Im 27 and in full time employment
Current salary is approx 35k
monthly outgoings
Mortgage 660
Car repayments 412
Credit Union loan 120
Bank of I loan 120
Bills approx 100
But i still am broke ...what am i at ????
I always had at least 300 left over on each pay day but after a quick (expensive) holiday to the US in May i keep getting stuck in my overdraft and cant get out of it
Im thinking of taking out a small loan to cover living expenses for a month ..approx 600euro just so i can get back into my healthy 300 left over cycle again
Is this a bad idea....I was really bad ...going food shopping nearly every day approx 50e a day ...I stopped my shopping sprees but still cant get away from that dreaded overdraft
I do want to move home to my hometown (galway) as soon as i can but dont think i can ever get a mortgage to buy a house there
How do people in cities get mortgages that big ??..i will prob be taking a mortgage on my own
The most mortgage i could get for my current house was 150k..luckily i had purchased a site in Galway a few years back and made a profit so that went towards my current house....but how will i get a mortgage for a galway house ??
Im 27 and in full time employment
Current salary is approx 35k
monthly outgoings
Mortgage 660
Car repayments 412
Credit Union loan 120
Bank of I loan 120
Bills approx 100
But i still am broke ...what am i at ????
I always had at least 300 left over on each pay day but after a quick (expensive) holiday to the US in May i keep getting stuck in my overdraft and cant get out of it
Im thinking of taking out a small loan to cover living expenses for a month ..approx 600euro just so i can get back into my healthy 300 left over cycle again
Is this a bad idea....I was really bad ...going food shopping nearly every day approx 50e a day ...I stopped my shopping sprees but still cant get away from that dreaded overdraft
I do want to move home to my hometown (galway) as soon as i can but dont think i can ever get a mortgage to buy a house there
How do people in cities get mortgages that big ??..i will prob be taking a mortgage on my own
The most mortgage i could get for my current house was 150k..luckily i had purchased a site in Galway a few years back and made a profit so that went towards my current house....but how will i get a mortgage for a galway house ??