S
smiley2004
Guest
My card & chq book were nicked by my ex-flatmate while I was on holiday. I was mega overdrawn but he got away with using up to 13 chq leaves in 3 stores leaves. The bank say there is noting they can do as it wasn't reported lost or stolen.......I ask this, If one has no money in their a/c and have paid for goods in shops with a couple of chqs, can't the bank, POS system or the retailers refuse your chq guarantee payment when you're overdrawn???
What details then do retailers get when one pays with chq guarentee?? I was of the impression they check to see if you have suffient funds..and if not the payment is refused?? pls can someone enlighten me...
What details then do retailers get when one pays with chq guarentee?? I was of the impression they check to see if you have suffient funds..and if not the payment is refused?? pls can someone enlighten me...