Folks, for what its worth, thanks for the feedback and debate. There is too much digression in the responses. I dont think there is anything left to be said on the clawback specifically. For the effort on Brendans part:- Your excel is an improvement on what was published (but not issued to us as part of any information pack I received). Just to make you aware, your first line suggests a payment to the council of 0 after a purchase price of 150 and a sale of 140. This is incorrect, you will be burdened for the 10k (with interest) negeq. The example could also include any (hypothetical) equity built up also if the objective is to help people understand the clawback. Appreciated nonetheless.