You say after house sale you will have c. 4K left over. Is this before you clear the 30-40K of debt?
Sage advice there. If they get wind of you selling up they will rush to court to stick a few judgement mortgages on your house. Then you will have no room to be able to negotiate a settlement with them?Don't let the banks know you are selling the house until you have the bit of equity you are due safely in your back pocket then go in and negotiate with them and maybe some settlement can be reached to suit all parties.
I walked in to get a mortgage. I had a fair bit of savings and they nearly made me feel guilty for only taking out the amount of mortgage I was taking out!!!
I did and just did again. It seems pretty vague. He says when house is sold he will have about 4K to his name. Then he says he may just leave country and forget debt...is this before or after house sale and even if after house sale does that mean he will still only have 4K to his name if he runs away from debt.Did you read the OP's post
I can tell you for a fact now that one of the Big Boy Banks in this country sends letters from a firm of Solicitors who actually don't exist. By all intents and purposes the letter you get from said firm is very real and scares people for sure but it's another scare tactic to make people pay up and pay up quickly.
That is scandalous you should email Shane Ross about the likes of that.
I should screw them the way they have screwed me.
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