dexterdempsey
Registered User
- Messages
- 5
Just finished switching three times in 10 weeks and I would like to thank this forum for the initial advice.
Originally with BOI on 5 year fixed from 2015 and got the cashback
Broke out of this to move to PTSB €5k cashback
PTSB to EBS another €5k cashback
EBS to Ulster and got €1500 cashback and a rate of 2.6% for 4 years
Have received €11,500 (before costs)and dropped €180 from my monthly repayments.
All in all was €6000 in my pocket after costs of breaking, solicitors, valuations etc sure where would get it for about 12 hours work
The biggest hassle of it all was trying to convince my solicitor that the banks wouldn't come looking for the money back!
I switched each time before cash was paid and there was no bother
If you only have one property and don't have a tracker its a no brainer
Originally with BOI on 5 year fixed from 2015 and got the cashback
Broke out of this to move to PTSB €5k cashback
PTSB to EBS another €5k cashback
EBS to Ulster and got €1500 cashback and a rate of 2.6% for 4 years
Have received €11,500 (before costs)and dropped €180 from my monthly repayments.
All in all was €6000 in my pocket after costs of breaking, solicitors, valuations etc sure where would get it for about 12 hours work
The biggest hassle of it all was trying to convince my solicitor that the banks wouldn't come looking for the money back!
I switched each time before cash was paid and there was no bother
If you only have one property and don't have a tracker its a no brainer