Is it possible to change insurance company mid year to avail of a lower quote? I am changing car next week and looked on a few places for a quote. I found a quote with tesco for €300 cheaper than what I am paying now. I has 5 years ncb. I pay by DD monthly to RSA.
Questions:
1. Can I avail of this lower quote now or will I need to wait till renewal in july and then tell RSA where to go?
2. Will RSA hand over a ncb cert now?
Hi, its possible to change insurance company, they will give you a refund for any money they owe you but to the best of my knowledge you'll lose your NCB for that year and will have to start building up your 6th year NCB from scratch with the new insurance company. HTH
If this is your first year of insurance with the insurance company some
charge when you cancel mid term. Check with them. Ask RSA if they will match this quote.
Does your quote with Tesco include the facility to pay by DD - most companies charge for this.
I changed insurance companies mid year because the old company wouldn't insure my new car. I lost a years ncb. I asked what the insurance would be if I waited until the year was up and it was only about €45 less so to me the car was worth losing the ncb.
Be aware that open driving is normally restricted to 25 to 70 or 30 to 70 if car is over 2 lirte or sports etc. Outside these age groups drivers have to be named.
If you are over 6 months into the insurance period then most insurance companies will give you that years NCB.