Hi - looking to move house. Currently have ptsb tracker mortgage. Current mortgage is €189k and hoping to sell for near to €230k. Giving us nearly €40k equity. Looking at new property, which is €185k. Do I need 20% deposit or 10% deposit? Saw 10% on a ptsb brochure regarding tracker portability. Secondly, do u need savings or can the deposit come from the sale of my current house? Will it be more favourable if I add my husband to the mortgage? ( bought it originally when single) Finally, does the approval take long once current mortgage with ptsb and don't want.to move elsewhere as have tracker. Hope someone can advise! Thank you!