Hi Appreciate any help or advice provided here.
Ok Situation is that I have been thinking of moving closer to work / family / friends etc.. basically where I grew up.
As its not really working out where I am at the momment.
I had to move an hour away to buy my own house a few years ago and have been commuting since. As I couldnt afford to buy nearer home.
I would like to move to Bray/Shankill area.
Currently my own home would fetch approx €265000
The Mortgage is approx €105,000 (this includes a top up)
Im selling another property which should give me €35k cash net
I have the SSIA due in March = €20k
Approx €10k in shares
Possibility of a further €10-15k if INBS is sold
I earn approx €35k gross
No Loans, no car loan/ no Credit card loan etc.
I could possibly lay my hands on another €20 - €35k through family.. - but prefer not too.
Basically I would like a house (3 bed) in a nice area and am wondering just how much or what price bracket I could afford??
Basically my current mortgage is around the €480pm,
Doubling my mortgage would have ~ zero affect on me as im paying approx €200 in petrol at the moment and €254 in SSIA which is drawing to a close - these would just be absorbed in a new mortgage (which I dont mind - as it would give me more time less car travel)
Thanks K.
Ok Situation is that I have been thinking of moving closer to work / family / friends etc.. basically where I grew up.
As its not really working out where I am at the momment.
I had to move an hour away to buy my own house a few years ago and have been commuting since. As I couldnt afford to buy nearer home.
I would like to move to Bray/Shankill area.
Currently my own home would fetch approx €265000
The Mortgage is approx €105,000 (this includes a top up)
Im selling another property which should give me €35k cash net
I have the SSIA due in March = €20k
Approx €10k in shares
Possibility of a further €10-15k if INBS is sold
I earn approx €35k gross
No Loans, no car loan/ no Credit card loan etc.
I could possibly lay my hands on another €20 - €35k through family.. - but prefer not too.
Basically I would like a house (3 bed) in a nice area and am wondering just how much or what price bracket I could afford??
Basically my current mortgage is around the €480pm,
Doubling my mortgage would have ~ zero affect on me as im paying approx €200 in petrol at the moment and €254 in SSIA which is drawing to a close - these would just be absorbed in a new mortgage (which I dont mind - as it would give me more time less car travel)
Thanks K.