My husband, baby and I are currently covered by my employer's health insurance scheme in Ireland. I am nearing the end of my maternity leave and will soon be resigning my job - we have already moved to England, as my husband cannot find work in Ireland, but has no problem getting work here. I do not expect to return to working for the next couple of years.
Private health insurance is not a standard perk with work in England and we are covered by the NHS, but we hope to return to Ireland within 3-5 years. If we have not had continuous health insurance in Ireland before we return, then I believe we would have to serve waiting periods before being entitled to much under a new policy.
Baby and I are generally hale so far, but my husband has a couple of chronic illnesses and a history of occasional serious health scares. We would not qualify for a medical card.
Should we continue health insurance in Ireland after I leave my job? I've been wondering if we should take out a policy at my parents' address, perhaps at a low level of cover, just to keep up the cover for our visits home and to ensure full, immediate cover on our permanent return to Ireland.
Opinions, please?
Private health insurance is not a standard perk with work in England and we are covered by the NHS, but we hope to return to Ireland within 3-5 years. If we have not had continuous health insurance in Ireland before we return, then I believe we would have to serve waiting periods before being entitled to much under a new policy.
Baby and I are generally hale so far, but my husband has a couple of chronic illnesses and a history of occasional serious health scares. We would not qualify for a medical card.
Should we continue health insurance in Ireland after I leave my job? I've been wondering if we should take out a policy at my parents' address, perhaps at a low level of cover, just to keep up the cover for our visits home and to ensure full, immediate cover on our permanent return to Ireland.
Opinions, please?