almostthere
Registered User
- Messages
- 126
This was my point. The AIB already have this information about me because they can see the inward payments on my AIB bank statement. Yet they could not tell me based on this information what my credit limit would be. Their approved credit limit is based on my "income". So why was I being asked about the value of my house and my savings accounts elsewhere if it is only income that counts?If you check online, they will even give you an idea about what sort of credit limit you are looking at based on some basic financial information.
I would advise people to stop thinking that the credit card needs to be in the same bank as their current account.
OK. I have thought about and decided to check this out.He then tells me that I have to call to my local AIB office and provide documentary proof of my PPS number, despite the fact that I gave this information when I opened my account with the AIB six months previously.
Just a further update on my post above.The person from the sales team could not answer the basic information about credit cards. Everything was read from a laminate.
Their website isn’t terribly useful as many links bring you to an “Error 404” message. Anyhoo, here’s a number they say you can call to close it down: 0818 210 261I have an Ulster Bank credit card account that I want to close. There is a small credit balance on it. How do I close it?
Can I phone them and ask them to transfer the balance to my existing Ulster Bank Current Account.....will they do this over the phone?
Can I call in to a branch and withdraw the credit balance? Can they do this?
or
Just wait until the Ulster Bank announces that all credit card accounts are closing and follow their instructions.
I don't have any specific knowledge about this but I would recommend that you get it sorted so that your own number is associated with your credit card. It is conceivable that you might receive a text message or call from AIB when you are trying to use your card one day so that they can confirm that it really is you making the transaction.Our current account is in joint names but the credit card is only in my name. I am concerned that using my wife's phone number for the credit card may cause problems even though it is acceptable for the current account.
I think that you can set up the secure authentication on a non-smart phone if you don't use the AIB App. Rather you choose to use password identification, sent to you by text? Does anyone know if this is correct?To do this I have to have "secure authentication" set up on my smart phone. I do not have a smart phone. I have a phone that will not allow Apps. I use my wife's phone number.
How can a bank check what information is stored on your sim card? How come this information is available to them?I go through the process but they will not confirm anything until they have checked the information on the sim card in the phone?
Does anyone know what this means, what information can they get?
So, you gave them the information when you opened your current account?I contact the AIB card services depart to start the process of being able to use my credit card for online purchases. I am told that my digital profile needs to be updated. I cannot do this over the phone I have to call to my local branch and give them my mobile phone number. Even though I had already given this when I opened my new AIB current account in branch. I call to branch and give them my phone number.
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